International company
General information for workers that have to transfer to work abroad

With this service, Mutua Universal aims to facilitate the externalisation processes of member companies in the construction sector. Given that Spanish accident rate indicators are not comparable with other countries, it is a good idea to establish a conversion mechanism to order to use equivalent data provided by non-Spanish companies.

Mutua Universal in collaboration with the National Construction Confederation have developed a comparative study with regard to the systems applied in Spain and in the USA (as a reference country at global level), obtaining a conversion mechanism that takes into account the differences related to the methodology and practices of notification, computation and recording of work-related injuries used by these countries.

By applying this methodology, companies can obtain equivalent indicators, calculated from the official details, in order to convert them into comparable indicators that they would obtain operating in the USA.
 

Obtaining the international accident rate indexes
If you are interested in obtaining your indicators, contact:

• Companies associated with Mutua Universal. Fill in the application form. If you have access codes, you can consult the accident rate data in the Private area.
• Companies not associated with Mutua Universal. You must send your applications to the National Confederation of Construction 

Before moving employees out of Spain, it is necessary to take certain aspects into account, such as legal obligations as regards applicable law, the Social Security system, occupational risk prevention at work, health surveillance and related aspects. General guidelines are provided in the attached document.

Company workers abroad

Previous administrative procedures

Below you will find the procedures that need to be followed before sending a worker to work abroad:

In all cases, fill in the TA300 form.

Countries of the EU, EEE (European Economic Area) or Switzerland: submission by the worker or the company of the TA300 form to the Administrations of the General Treasury of the Social Security.

EU Member countries: Germany, Austria, Belgium, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Slovakia, Slovenia, Spain, Estonia, Finland, France, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, The United Kingdom, Rumania and Sweden.

Countries belonging to the EEE: Iceland, Liechtenstein, Norway.

• In addition, the worker should have the (European Health Insurance Card) that is to be requested via the INSS or online.

Non-EU countries with bilateral agreement and remaining countries:
Besides the TA300 form, it is necessary to fill in the additional form corresponding to every destination country in the General Treasury of the Social Security.

Non-EU countries with bilateral agreement: Andorra, Argentina, Australia, Brazil, Canada, Chile, Colombia, Ecuador, the United States, Philippines, Morocco, Mexico, Paraguay, Peru, Dominican Republic, Russia, Tunisia, Ukraine, Uruguay and Venezuela.

Practical guide for working abroad (European Commission). 

Forms for working abroad:

In countries of the European Union, the European Economic Area or Switzerland
In countries with bilateral agreement
In countries of the Multilateral Ibero-American Social Security Agreement
In embassies and consulates of countries without bilateral agreement
In Turkey
In the Isle of Man or Jersey (United Kingdom)
In Switzerland (for nationalities of third-party countries - non-EU)
TA.300 application form

We have provided the Universal Traveller compendium, where you can learn more about the health precautions that workers must apply when they are transferred, according to the risks and conditions they may find in other countries.

• Procedures and general advice
• Health precautions abroad
  • Asia
  • Africa
  • Oceania
  • America

Specific activities per country.

Health precautions, organisations and addresses of interest: It is recommended to consult the country of destination before moving, as the information is updated as the changes are made in the different countries.

In this section, we give you information about how to act if a worker covered by Mutua Universal has an accident outside of Spain.

Line Universal 900 203 203900 203 203. From the foreigner 00 34 93 412 33 6700 34 93 412 33 67
In the event of a work-related accident, the worker can use Linea Universal.

According to the possible severity of the injury, the worker will be attended by a medical team who will evaluate via the telephone support service and, if medically necessary, will indicate their transfer to a public health centre.
From then on, the injured worker will be under the health care of the country where they are working.

Serious cases or hospital admissions
Linea Universal will take care of requesting the appropriate medical reports that, via the User Support Service, will be sent to the Mutual Universal health care centre responsible for the company, so that they can monitor the process.

Mild cases
It is advised to go to the public health centre closest to the injured worker using their own means. 

Health service costs 

No amount will be given for health care received, unless the telephone support service has activated an emergency health transfer from the place of accident to the health centre. In the latter case, the amount for this transfer will be billed afterwards to Mutua Universal.

Countries of the EEC, EEE, Switzerland or with bilateral agreement with health care inclusion: Andorra, Brazil, Chile and Ecuador and for Morocco, Peru and Tunisia, where the health care only takes into account the national workers of these countries, employees/insured persons in Spain and those moved to their country
If required, they must use the public or semi-private public health care services, who will carry out the billing procedure through the official institutions (the INSS in Spain, and the equivalent in the other country). In the event of using private centres regardless of the health system of the country of destination, the worker or company must assume the health care costs, without the possibility of cost reimbursement, except in cases of vital emergency.

For countries with bilateral agreement without the inclusion of health care: Argentina, Australia, Canada, Colombia, the United States, Philippines, Morocco (except workers with Moroccan nationality), Mexico, Paraguay, Peru (except workers with Peruvian nationality), Dominican Republic, Russia, Tunisia (except workers with Tunisian nationality), Turkey, Ukraine, Uruguay, Venezuela and those of the rest of world not contemplated previously
The public health services must also be used and the health care costs paid. These amounts will be refunded by the mutual society for work-related injuries and occupational diseases after submission of the required documentation.

In order to issue the corresponding visa, some countries' consulates of the above group may request a health care insurance policy (to contract with any insurance company). 

Repatriation
If the injured worker is admitted to a hospital abroad, the medical service of the mutual society will assess whether it is better to transfer or relocate the worker.

Mutua Universal only will assume the costs for a transfer or repatriation as part of the health care process, and provided that it is advised by medical prescription. In the event that the worker can receive the initial or complete treatment abroad and there is no medical reason that recommends the return of the patient (even if the worker is on medical leave and wants to return home during the recovery period), the mutual society will not be able to legally assume the costs derived from the transfer or repatriation. These must be paid by the company