Work-Related Accident and Occupational Disease
The coverage of the risk of Occupational Contingencies is voluntary, except for certain groups of self-employed workers, such as:
- Economically dependent workers (TRADE)
- Workers that carry out activities with a high risk of accidents.
It is necessary to have an agreement with a Mutual Society that collaborates with the Social Security Institute
- Health and financial benefit for Temporary Disability due to a Work-Related Accident or Occupational Disease: Starting from the day following medical leave, the worker wil receive 75% of its RB.
- Permanent Disability (Total, Absolute, Severe Disability): The mutual society capitalises the benefit and submits it to the Social Security Institute that will pay it to the beneficiaries.
- Non-disabling permanent injuries and Partial Permanent Disability: Direct payment to the beneficiary of the corresponding compensation.
- Benefits for death and survivorship: death assistance, widowhood, orphanhood…