Extraordinary cessation of activity benefit for self-employed workers affected by the DANA, permanent cessation, total temporary cessation and partial temporary cessation. Royal Decree-Law 12/2025, of 28 October

Self-employed workers who cease their activity totally or partially, temporarily or permanently, as a direct and immediate consequence of the disasters caused by the DANA weather event.

You can submit the original application form signed by the applicant at your nearest Mutua Universal office or digitally by sending it to the following email address: valenciaGestiones@mutuauniversal.net

The supplementary documentation, which can also be sent by email, must be in PDF format.

It may be submitted until 20 November 2025.

• If requested by 20th November, the economic effects will be retroactively applied to 1 February 2025 until 31 December 2025.
• If requested after 20 November, the effects will be recognised from the first day of the month following the request until 31 December 2025.

• Having been a beneficiary of the extraordinary benefit regulated in article 24 of RD 6/2020, from 5 November to 31 January 2025.
• Being registered and active in the corresponding Special Scheme at the time of the event giving rise to the benefit.
• Be up-to-date with payments.
• The self-employed worker has not worked for someone else during that period.
• Not have received the ordinary benefit for cessation of activity (POCATA) in the same period.
• The cessation of activity (definitive, total temporary or partial temporary) is a direct and immediate consequence of the damage caused by the flooding.

• Total cessation: 70% of the regulatory base, calculated using the average of the contribution bases over the past 12 months, applying maximum and minimum limits.
• Partial cessation: 50% of the regulatory base, calculated as the average of the contribution bases over the last 12 months.

• Paid employment during the period in which the benefit is received.
• The receipt of the ordinary benefit for cessation of activity (POCATA).
• Any other Social Security benefit, as long as it is incompatible with self-employment.
• For the partial cessation modality, there must have been a reduction in income of at least 75% compared to that received in the same period of the previous year.

• Family book if there are dependent children.
• Certificate from the TGSS confirming that contributions are up to date, or if there is an approved deferral for outstanding contributions, resolution from the TGSS of the deferral of the outstanding payments, and proof of monthly payments and compliance with the deadlines established therein.
• If the cessation of activity is partial, it will be necessary to demonstrate a 75% drop in income compared to the same period in the previous year, and that the self-employed monthly income does not exceed the minimum wage or the contribution base previously used (if lower).
• The mutual insurance company may request, before provisional recognition, the tax and accounting documentation it deems appropriate for the period from 01.02.2025 until the date of the benefit application.
• Any other documentation that may be requested by the mutual insurance company collaborating with Social Security.
• This entity may require additional documentation from 1 March 2026, the date on which the provisional recognition will be reviewed.