Access and use general conditions of the service of Provisions Applications

The user, when completing its details in the service of MUTUAL SOCIETY Provision Applications, accepts all its use general conditions of the service here reflected, in force at the time of this acceptance.

MUTUAL SOCIETY reserves the right to modify the presentation, set-up and conditions of services rendered in its Application service of Provisions (hereinafter "Services").

Similarly, MUTUA may modify the contracting conditions for the "Services", in which case it will notify each of the registered users, for their acceptance. Without this acceptance, it will not be possible to use services.

We must emphasise that aforementioned services are not accessible for users that do not introduce the required information in the form.

II.1.- personal character Data collection 

In accordance with that established in the current regulations with regard to data protection, Mutual Society Universal-Mugenat, MCSS Number. 10 (hereinafter Mutua Universal), with ID number G08242463, that it acts as Person responsible for Processing, him informs that the legitimation of the processing of its details is the fulfillment of a legal obligation, and that were discussed with following aims:

• Management of benefits 

Your data will be kept for the minimum storage period established by the current legislation, as well as for the attention of the potential responsibilities arising from the processing and only during the limitation period of the responsibilities.

Similarly, the data subject to processing may be passed on to public bodies, including the National Social Security Institute, the Tax Agency or the General Treasury of Social Security.

We inform you that you can exercise your rights of access, rectification, removal, limitation, opposition and/or portability by addressing the Data Protection Delegate (DPD) of Mutua Universal by sending an email to protecciondatos@mutuauniversal.net or by sending a letter to the following address: Av. Tibidabo, 17-19, (08022) Barcelona.

You have the right to file a claim with the Spanish Data Protection Authority (AEPD), via its website: www.aepd.es

It can consult more information in the Political Data protection of our website.

II.2.- user and access Record to services

To access “Services” it will be requirement previous to fill the required information in the form of entry into service. The use of “Services” it has free character. 

Once the person has introduced required details, will have access to “Services”.

The user is compelled to exonerate to MUTUAL SOCIETY of any responsibility that it was him demanded by unauthorised use or fraudulent of the service.

III.1.- Object

The purpose of these terms and conditions is to regulate the provision of "The Services" by MUTUA, as well as their use by the user. 

III.2.- Secrecy of the communications and personal data protection

In the provision of "The Services", MUTUA guarantees the secrecy of communications in accordance with the provisions set out in Article 18.3 of the Spanish Constitution. For this purpose, MUTUA commits to not facilitate any details related to the user's identity nor to their personal details, except in the cases established by law. 

MUTUAL SOCIETY guarantees the confidentiality of the information transmitted by the users for the provision of services via “Services” of MUTUAL SOCIETY, as well as the observance of it considered in the current regulations with regard to personal data protection. This data is collected by a secure server, in such a way that these communications are encrypted through the network using encrypted protocol, and nobody can see or to capture the data entered. MUTUAL guarantees the authenticity of the server they connect to, ensuring that it is not supplanted by third parties. 

The user recognises credit been learnt more about way espresso, precise and unequivocal, at the time of the pickup of its personal data, of rights of information that him attend in accordance with it considered in the current regulations regarding data protection. 

For the provision of services via “Services” of MUTUAL SOCIETY is necessary that the user gives to certain MUTUAL SOCIETY details, MUTUAL SOCIETY responsible for assuring compliance with the standard of data protection as person responsible for the processing. Between them the email, which it will use so that it can receive communications derived from its financial assistance application as well as complementary documentation, for example the “Retention and income certificate to account of the PERSONAL INCOME TAX”.

For the foregoing purposes, MUTUAL commits to the following: To use and apply the data provided by the user for the exclusive purpose of providing the services requested by the user. To not communicate or disclose data to a third party, not even for its conservation. To maintain the utterest confidentiality on the communicated personal details, as well as those which result of its processing. To keep the professional secret of the data and of the service provided. To adopt security measures that they correspond according to the details to be discussed, in accordance with the current regulations. 

III.3.- truthfulness Commitment and detail update 

The user guarantees that, facilitated details to MUTUAL SOCIETY for the provision of “Services” requested, answer with truthfulness to the real-life situation and that it will communicate any modification that affects to the same. As a result, the user will be liable to MUTUA and third parties for any harm or damage caused as a result of non-compliance with the obligations undertaken in this clause. 

III.4.- conditions Acceptance and incorporation 

The undisguised user expressly to know and fully accept and without reserve, the content of the general conditions of access and use of the website www.mutuauniversa.net included in the Legal Notice and, in particular, exemption regarding of rights responsibility and booking with regard to copyright and industrial in favour of MUTUAL SOCIETY. 

The undisguised user expressly to know and fully accept and without reserve, the content of the conditions of subscription included in the form of access to “Services”. 

III.5.- Responsibility of the user

The user commits to use "The Services" in accordance with the law, morals, health, public safety and good habits generally accepted, and to hold MUTUA harmless against any claims resulting from non-compliance with any of these obligations. 

The user guarantees that it holds the ownership, legitimacy or rights necessary to use all the data, graphs, charts, signatures, brands, symbols and any other sign included in the content of communication provided for the provision of services by MUTUA. As a result, is compelled to maintain indemne to MUTUAL SOCIETY of any claim derived from these obligations' non-compliance. 

The user is obliged to use the data, texts, images, information, graphs or links available on the website for the exclusive purpose of contracting "The Services", whether they are owned by MUTUA or third parties, and cannot modify, reproduce or distribute it in any way. To this effect, the user is obliged to hold MUTUA harmless against any claim due to violation of intellectual or industrial property rights, data protection, fundamental rights or any other that could be harmed as a result of non-compliance with these obligations. 

III.6.- Use of cookies 

To end and effect of monitoring and improving the user experience of “Services”, the user accepts the use of analytical cookies third-party by MUTUAL SOCIETY. Their detail is found described in the Policy of Cookies. 

III.7.- Applicable law and jurisdiction

 The provision of services regulated in these terms and conditions will be governed by Spanish legislation. The parties are subjected to the jurisdiction of the Courts and Tribunals of the province of Barcelona (Spain).