Royal Decree-Law 5/2026, of 17 February, through which urgent measures are adopted in response to caused damages for various adverse weather phenomenona, of special affectation in the autonomous communities of Andalusia and Extremadura

• They can request the provision for cessation of activity due to force majeure, in accordance with the article 331.1.b) TRLGSS, without initial need of proving the force majeure.
• The examination of the provision, that it will be carried out for the MCSS or by the ISM with provisional character with economic effects of 4 February 2026,
• The provision at the most will be able to spread until 31 of May 2026.
• The time in which provisions are received for cessation of activity, that they bring immediate cause of the events included in the field of application of this Royal Decree-Law, will not be counted to effects of consuming maximum perception periods established in the article 338 (Duration of the provision for cessation of activity) of the TRLGSS.
• Will be considered as a compliment to effects of being able to to access the provision for cessation of activity, the requirement of minimum period of contribution of twelve realised months in twenty-four months immediately prior to the situation of cessation of activity (article 338 TRLGSS), for the freelance workers affected by catastrophes, leaving without effect the existence of a minimum lack.

Self-employed workers without Mutual Society previously (Article 83.1.b TRLGSS)

For those self-employed workers that to date had the coverage of the occupational contingencies, temporary disability derived from common contingencies and the provision of cessation of activity with the National Social Security Institute and with the Public Service of State Employment:

• The presentation of the application before Mutua Universal automatic exercise of the option of the article is considered 83.1.b TRLGSS.
• The adherence will include automatically:
• Work-related injuries and occupational diseases
• Temporary disability derived from common contingencies
• Cessation of activity
• The coverage will supply effects from day one of the month in which is born the right to this extraordinary benefit.

Similarly, those freelance workers included in any regime of the Social Security Institute that were found enjoying some discount or reduction in the fees to the Social Security Institute considered in the Act 20/2007, of 11 July, of the Statute of the freelance work, and, that as a result direct and immediate of events included in the field of application of this Royal Decree-Law are receiving the provision of cessation of activity with cancellation in the corresponding regime, will not lose the right to the access to discounts or reductions in the fee for the time that it would have been pending enjoys, as long as they request the registration immediately after the completion of the provision.

For any case the accreditation of the impossibility to develop the activity will not be demanded, empowering a fast examination of the provision, without prejudice to that the body manager requires later than the payee for this contribution which it will be able to make starting from 1 September 2026, just as it specifies the ROYAL DECREE-LAW 5/2026.

You can process the application sending this form, duly completed and signed and sending it to the e-mail address of its province 

• Almeria: almeriaGestiones@mutuauniversal.net
• Cádiz: cadizGestiones@mutuauniversal.net
• Córdoba:cordobaGestiones@mutuauniversal.net
• Granada:granadaGestiones@mutuauniversal.net
• Huelva:  huelvaGestiones@mutuauniversal.net
• Jaén: jaenGestiones@mutuauniversal.net
• Málaga: malagaGestiones@mutuauniversal.net
• Sevilla: sevillaGestiones@mutuauniversal.net
• Badajoz:badajozGestiones@mutuauniversal.net
• Cáceres:caceresGestiones@mutuauniversal.net