Non work-related accident or disease

Our coverage of the financial benefit for Temporary Disability due to Non Work-Related Accident or Disease is obligatory since 1 January 2008 for Workers who are registered in the Special Regime for Self-Employed Workers.

This coverage must be formalised with a Collaborative Mutual Society with the Social Security Institute.

The health care for a Non Work-Related Accident or Disease is the responsibility of the Public Health Service (PHS), with the aim of recovering the health of its beneficiaries.

In the event of a common illness or non-work-related accident, we will pay you

• A benefit equivalent to 60% of the regulatory base from the 4th to the 20th day of medical leave
• A benefit equivalent to 75% of the regulatory base starting from the 21st day of medical leave

If you opt for this coverage, the benefits for pregnancy, breastfeeding and caring for minors with a serious disease are also included.