Specific Social Benefits for Self-Employed Workers

For its special characteristics, self-employed workers that are found in situation of temporary disability or permanent due to work-related accident or occupational disease, can suffer a loss of incomes that causes a situation of vulnerability in its family unit.

For that reason from Mutua Universal, have designed a series of aids that they complement to the already existing in our social benefit catalogue and that they would be specific for this group:

With the aim of:

• Avoid the loss of financial income in the family unit of the self-employed worker.
• Avoid the loss of clients in the business.
• Promote contracting. 

In order to be eligible for these benefits, authorisation from the Special Benefits Committee will be required, after previous assessment of the subject's needs by the Social Welfare Committee.

• Special Aid to avoid the closing down of the business. Economic aid for the contracting of a worker or for the extension of the schedule of an already contracted worker, that avoids the close of the self-employed worker's business during the period of temporary disability due to work-related accident or occupational disease.
  
  
• Economic aid for the adjustment of the business to physical needs that present the worker in the event of Partial Permanent Disability.
  
  
• Economic aid so that the worker that is found in situation of Temporary Disability, take more than two years of registration and it pays contributions for the minimum fee, be able to to assume fixed costs of membership to the RETA during a year.
  
  
• Economic aid so that the worker in situation of Total And Permanent disability it can carry out investments in fixed and other non-current assets to effects of aperturar a business on a self-employed basis.
  
  
• Economic aid for workers, that they pay contributions for the minimum fee, in situation of Temporary Disability , that they can not face the payment of the self-employed workers' contribution during the second year.